Founders: Jerry, Lior, Martin Mission: help people who have poor credit scores acquire a house.
Financial Readiness & Stability Discuss current income and employment status. What are your plans on the job? goals? Do you have a budget in place for managing monthly expenses, including housing? Have you reviewed your credit report? Are you aware of any credit issues that may affect your ability to secure funding? Discuss outstanding debts. What is your plan for managing them What do you feel is the largest obstacle currently in the way of your ability to become a homeowner? Commitment to the Program & Coachability Are you willing to complete all six financial training classes and the mandatory homeownership course? Any anticipated challenges with meeting a two- week timeframe to complete these courses? Are you willing to commit to working with a financial coach to establish and meet progress milestones? How do you plan to stay engaged and actively participate in each stage of the process? What challenges do you foresee in completing the program, and how do you plan to overcome them? Long-Term Homeownership Goals Why do you want to become a homeowner? Where do you see yourself in five years in terms of homeownership and financial stability? Are you prepared to maintain the home and handle unexpected repairs or expenses? How? Do you have prior knowledge? What questions do you have for us? Personal Motivation & Readiness What does “homeownership” mean to you personally? How do you believe it will impact your life or your family’s life? Have you attempted to purchase a home in the past? If so, what were the challenges or barriers you faced? Do you have a support system (family, friends) who can encourage or assist you during this process? Financial Readiness & Stability Are you currently saving money regularly? If so, how much are you able to set aside each month? Do you currently have an emergency savings fund? If not, do you have a plan to start one? Have you ever fallen behind on rent or other major payments? If so, what did you learn from that experience? How comfortable are you with tracking and adjusting your budget month-to-month? Are you currently responsible for financially supporting anyone else (children, relatives)? How does that affect your financial situation? Commitment to the Program What excites you most about participating in this program? Are you open to receiving feedback and making changes to your financial habits? How do you typically handle constructive criticism? If you encounter obstacles (work schedule, childcare, transportation), what is your backup plan for attending classes and coaching sessions? Homeownership Preparedness & Practical Knowledge Have you ever handled routine maintenance or repairs where you live now? What kinds? Do you plan to live in the home long-term or is this a stepping stone for something else? What type of home do you envision buying (single-family, condo, fixer-upper)? Why? Are you familiar with property taxes, homeowners insurance, and other recurring homeownership costs? How do you plan to budget for those? Community & Stability How important is being part of a community or neighborhood to you? Are you planning to stay in the same area for the foreseeable future? If not, why might you move? How would stable housing impact your family or household members? Final Reflection If you are accepted into the program, what is one personal goal you hope to achieve by the end of it (besides homeownership)? What are your biggest fears or concerns about becoming a homeowner? Is there anything else you would like us to know about you and your homeownership journey?
4 Applicants made it to interviews on 2/10 to 2/27 2026. Started interviews on 2/24/26 with our first applicant.